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Montgomery Bankruptcy Attorney | 334-260-2920 | Bankruptcy Lawyer in Montgomery AL
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    		Views: (1915)   Date: (20-06-12)   Time: (00:00:31)

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     Mobile Bankruptcy Attorney | 334-260-2920 | Bankruptcy Lawyer in Montgomery AL


    http://klimjack.com/
     
    You're buried under a pile of debt and you don't know what to do. With one call you can... 
     
    • Stop a foreclosure 
    • Stop a repossession 
    • Stop a garnishment 
    • Stop the harassing phone calls 
     
    One call does it all. Call Montgomery Bankruptcy Attorney Attorney Stephen L. Klimjack right now. (334) 260-2920 
     
    Stop the madness and get back your financial freedom! 
     
    I'm Montgomery Bankruptcy Attorney Stephen L. Klimjack.
     
    If you're sinking deeper and debt and don't know what to do... call me right now and get a fresh start. Call (334) 260-2920.
     
    We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.
     
    The Chapter You Choose Will Determine the Next Chapter of Your Life
     
    Bankruptcy does not leave you with nothing. In both Chapter 7 and Chapter 13 bankruptcy we can protect: 
    • Motor vehicles, up to a certain value; 
    • Reasonably necessary clothing; 
    • Reasonably necessary household goods and furnishings; 
    • Household appliances; 
    • Jewelry, up to a certain value; 
    • Pensions; 
    • A portion of the equity in the debtor's home; 
    • Tools of the debtor's trade or profession, up to a certain value; 
    • A portion of unpaid by earned wages; 
    • Public benefits, including public assistance (welfare), Social Security, and unemployment compensation, accumulated in a bank account; and 
    • Damages awarded for personal injury.
     
    Chapter 7 liquidation may be the best option if:
     
    • You have little property except for the basic necessities like furniture and clothing. 
    • You have little or no money left after paying basic expenses each month -- or you're not even meeting basic expenses.
     
    • You could lose you home. 
    • Your credit score will be seriously impacted for 10 years.
     
    Chapter 13 has advantages if:
     
    • You have a steady income 
    • You have significant equity in a home or other property and you want to keep it.
     
    • You could keep your home. 
    • Your credit score will be impacted less, for a shorter period of time. 
    • You can keep most of your property while spreading out time to pay past due accounts. 
    • You'll have 3 -- 5 years to catch up delinquent accounts according to a schedule that you and the bankruptcy trustee have agreed is workable for you. 
    • You'll make one monthly payment to the bankruptcy trustee for distribution -- you'll have no direct contact with creditors during the protection period of 3 -- 5 years.
     
    We have years of experience in Chapter 13 and Chapter 7 bankruptcy proceedings. Contact us today, we are here to help you!
    ~

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